Income Accelerator Coach is run by Muhammad Tehsin Rashad, trading as Income Accelerator Coach, in Pakistan ("we"). This page explains what we collect when you use the website at 90dayincomeplan.com/practical, the app and the Android app, why, who can see it, and how to delete it. Questions: contact us.
What we collect
- Your account: name, email, WhatsApp number, city, and the leaderboard name you choose.
- Your situation: what you earn, spend and need, and your job goals, if you enter them.
- Your skill interviews: your typed answers, your voice recordings if you answer by voice, and the scores and notes the AI gives.
- Your job-search work: CVs you upload or build, LinkedIn text you paste, job applications, goals, daily updates and habits.
- Payments: the amount, date and the screenshot of your transfer that you upload, or, if you pay in the Android app, the Google Play order number. We never see or store card numbers or bank passwords.
- Your Program Sponsor: if someone pays or supports your plan, their name, relationship and WhatsApp number or email, which you give us.
- Coaching: notes your coach keeps about calls and progress.
- Technical data: pages you open and steps you complete in the app, your IP address (to stop abuse), and error reports that help us fix bugs.
- Where you came from: if you arrive from an ad, the ad's click ID and campaign name in the link.
Why we use it
- To run the app: score your skills, build your plan and CV, track your applications and send reminders.
- To coach you: your coach uses your WhatsApp number and progress to check in with you.
- To confirm payments, run the refund promise (the app counts your daily updates) and prevent fraud.
- To improve the product and measure which ads bring people who actually use it.
We don't sell your data, and we don't use it to train AI models.
Who can see it
- Your coach and our admins see your profile, progress and payments, to coach you and run the service.
- Your Program Sponsor gets updates on your progress (and, on the 90-Day Plan, a monthly call). They don't see your scores or salary details unless you switch that on.
- Other users see only your leaderboard name, city, streak and points in the weekly leagues.
- Service providers: the app runs on Cloudflare (hosting, database, file storage, email and the AI models that read your answers). They process data for us and nothing else.
- Google Ads: our pages and the app load the Google Ads tag. It tells Google which pages you visit on our site and whether an ad click led to starting checkout, signing up or paying, so we can measure and improve our ads. We may also tell Google or Meta that a click led to a purchase, using the ad's click ID. We never send your name, email, number, answers, CV or payment details. How Google uses this data: policies.google.com/technologies/partner-sites.
- Cloudflare Web Analytics: counts page visits, where visitors come from and how fast pages load. It uses no cookies and doesn't identify you.
- Microsoft Clarity: records how visitors scroll, tap and move through our pages and the app, so we can see where things are confusing. Every piece of text and everything you type is hidden before it leaves your browser, so Clarity never sees your name, number, PIN, answers or payment details. How Microsoft uses this data: privacy.microsoft.com/privacystatement.
- Google Play: if you buy the 90-Day Plan in the Android app, Google takes the payment. We receive the order number and a purchase code to confirm it; we never see your card or Google account details. Google's privacy policy covers the payment.
- Push reminders: daily reminders reach your phone through Google's and your browser's push service. They contain only the reminder text.
- The law: if a court or authority in Pakistan lawfully requires it.
Cookies
We use one cookie of our own, to keep you signed in. The landing page also remembers which ad you came from for the length of your visit (in your browser's session storage).
The Google Ads tag sets Google's own cookies to measure ad clicks and conversions. You can control or turn off ad personalisation in your Google ad settings, or block cookies in your browser; the site still works without them.
Microsoft Clarity sets its own cookies to tell one visit from the next. Blocking them doesn't affect the site.
How long we keep it
We keep your data while you have an account. When you delete your account (Me, then Delete account), we delete your account, answers, voice recordings, CVs, payment screenshots and coaching notes. Usage counts stay, with your name removed. Copies may remain in our backups for a short time before they are overwritten.
Your choices
- See and change your details in the app at any time.
- Delete your account yourself from the Me screen.
- Ask us for a copy of your data, or for help deleting it: contact us.
- Turn reminders off in Settings.
Age
The service is for people aged 18 and over. If you are younger, a parent or guardian must be your Program Sponsor.
Changes
If we change this policy, we'll update the date at the top. If a change matters, we'll tell you in the app or by email first.